Business Model

Business Model

Value Capture Inside Your Ecosystem

CrudePay is designed for a single owner/operator (major institution or private investor) running the gateway internally — not as a public checkout product. The economic upside is straightforward: stop paying external third-party providers to control your settlement stack, and bring payment governance, data, and value capture inside your own infrastructure.

CrudePay can support any volume — from $100,000 transactions to $100bn-scale flows — because the system is built as a control layer that scales with your treasury, partners, and liquidity capacity.

Eliminate third-party cost leakage

Reduce external PSP/platform dependency and unnecessary intermediation costs by owning the payment gateway layer in-house.

Liquidity return stays internal

When "pay seller now, collect later" is enabled, the liquidity return is captured inside your structure (your balance sheet or your partnered liquidity facility) instead of externalizing the upside.

Routing efficiency & treasury optimization

Choose the best settlement path per corridor (fiat, blockchain, hybrid) to minimize friction and improve settlement predictability.

Operational risk reduction

Programmable triggers, audit trails, and clear rule enforcement reduce dispute overhead, reconciliation time, and manual exceptions.

Payment history becomes an asset

You own the full digital footprint — a unified ledger of approvals, events, and settlement history that strengthens governance and future scalability.

CrudePay is not another third-party layer — it's the gateway that lets you control oil-trade settlement yourself.